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Current Rates

Rate are accurate as of 04/06/25.
Rates Subject to Change Without Notice.
APY (Annual Percentage Yield)

Checking Accounts

Account Type
Minimum
Opening Balance
Minimum
Balance Required
to Earn APY
Annual Percentage
Yield (APY)
Best Checking
$100
None
0.01%
Money Market Checking
$1,000
$0 to $999.99
$1,000 or more
0.02%
0.05%
Teen or Student Checking
$25
None
0.02%

Certificates Of Deposits

CD Terms
Minimum to Open
Compounded
Minimum to Earn APY*
APY*
Interest Rate
Ultimate CD APY*
Ultimate CD Interest Rate
60 Months
$500
Monthly
$10
1.10%
1.09%
1.20%
1.19%
48 Months
$500
Monthly
$10
0.80%
0.80%
0.90%
0.90%
36 Months
$500
Monthly
$10
0.75%
0.75%
0.85%
0.85%
24 Months
$500
Monthly
$10
0.60%
0.60%
0.70%
0.70%
18 Months
$500
Monthly
$10
0.50%
0.50%
0.60%
0.60%
12 Months
$500
Monthly
$10
0.40%
0.40%
0.50%
0.50%
6 Months
$1,000
Simple
$10
0.15%
0.15%
N/A
N/A
91 Days
$1,000
Simple
$10
0.10%
0.10%
N/A
N/A

Rates are accurate as of 04/06/25.
Rates Subject to Change Without Notice.
APR (Annual Percentage Rate)

Purchase/Refinance

Loan Type
Points
Interest Rate
Annual Percentage Rate(APR)*
10-Year Fixed
3
2
1
0
4.125%
4.250%
4.375%
4.500%
4.779%
4.684%
4.591%
4.716%
15-Year Fixed
3
2
1
0
4.125%
4.250%
4.375%
4.500%
4.579%
4.552%
4.525%
4.651%
20-Year Fixed
3
2
1
0
4.125%
4.250%
4.375%
4.500%
4.479%
4.486%
4.492%
4.618%
25-Year Fixed
3
2
1
0
4.125%
4.250%
4.375%
4.500%
4.801%
4.825%
4.850%
5.101%
30-Year Fixed
3
2
1
0
4.125%
4.250%
4.375%
4.500%
4.762%
4.799%
4.837%
5.088%

* Loans Secured By Deposit Accounts. Loans against Savings Accounts and Certificates of Deposit
are made at 2% above the deposit interest rate.

*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest